Smart voice logging
Say a spending note naturally. CentsNote turns it into a structured draft.
Local-first expense tracking for iPhone
Track money in seconds. Keep it private.
CentsNote helps you record spending with voice, AI parsing, recurring bills, budgets, and clear reports while keeping your financial data local by default.
No account required to start
Local records by default
Optional iCloud-ready backup
AI parsed
3 fields
Amount, category, and account from one sentence.
9:41100%
Today
May 16 · Personal
Monthly spending
$2,846
Voice logging
"Lunch was 18 dollars by card."
AI detected category · Food$18.00
AI detected category · Food$18.00
☕Coffee-$4.80
🛒Groceries-$72.10
☁iCloud backupOn
Privacy
Local-first
Your ledger stays on device unless you choose backup or sync.
Less typing. Clearer money. Better daily habits.
CentsNote is made for personal bookkeeping: quick manual entry, voice drafts you approve, recurring bills, budgets, reports, and account balances.
AI parsing with review
Check amount, category, account, date, and memo before anything is saved.
Recurring bills
Track rent, subscriptions, salary, utilities, and yearly renewals without rebuilding the same record.
Reports and budgets
See monthly trends, category shares, budget progress, and related records in one place.
iCloud-ready backup
Local Only remains usable. Backup or sync is optional and user controlled.
Multi-currency records
Record travel, salary, online subscriptions, and everyday spending in the right currency.
Local-first privacy
Start without registration. Your ledger stays on your device by default.
FX roadmap
Automatic exchange-rate help is planned for cross-border spending.
Your financial notes should not feel public.
CentsNote is built around a simple rule: everyday money records are local unless you choose a backup, sync, or sharing action.
✓
Local Only is a real choiceUse the app for personal bookkeeping without creating an account.
✓
Backup stays explicitCloud backup or sync should always be started by the user.
✓
Voice saves need confirmationAI creates a draft; you review it before it becomes a record.
A cleaner ledger in three steps.
Capture quickly now, confirm the details, and review patterns when you need decisions.
01
Speak or type
Use voice when you are walking, shopping, or commuting. Use manual entry when precision matters.
02
Review the draft
Confirm amount, category, account, date, and memo before saving.
03
Understand the month
Reports show spending patterns, bill pressure, budget progress, and account movement.
Built for global daily life.
Switch languages, record different currencies, and keep a personal finance habit that works across travel, subscriptions, and local spending.
LanguagesEnglish · ChineseWebsite language switch is included; app localization is prepared.
CurrenciesUSD · EUR · JPYRecord spending in local context.
Privacy modeLocal OnlyKeep records on device by default.
Supportsupport@
Questions people ask before trusting a money app.
The short version: start local, approve AI drafts, and choose cloud features only when you want them.
Does it require an account?
No. CentsNote is designed for guest-first bookkeeping and can start without registration.
Where does my data live?
Daily records are stored locally by default. iCloud backup or sync is optional and user controlled.
What does AI do?
AI helps parse natural-language input into structured fields. You review the draft before saving.
Is this financial advice?
No. CentsNote helps you record and understand your own data. It does not provide financial, tax, or investment advice.
Start with a cleaner money record.
CentsNote is preparing for iPhone launch. Join the launch list or contact support for product questions.